Yolanda Ruswayi talks about how she helps people realize their dream of owning their own home.

Listen to the interview on Business Innovators Radio Network:

https://businessinnovatorsradio.com/interview-with-yolanda-ruswayi-sr-loan-officer-with-oz-lending/

When buying a home, the first step is to pre-qualify or be pre-approved for a mortgage. But there is a difference between the two.

Pre-qualification is a simple process of estimating how much someone could borrow based on their financial information. Pre-approval is a more in-depth process that gives a more accurate idea of ??how much people can borrow.

When someone is starting their home buying process, pre-qualification can give them a general idea of ??their creditworthiness. But if they’re further along in the process and have found a home they want to bid on, pre-approval gives them more assurance that their loan will be approved.

In any case, pre-qualifying or pre-approving a mortgage is a smart first step when buying a home. Knowing how much house they can afford can help someone and give sellers confidence that someone is a serious buyer.

No matter the situation, there is always a solution. Yolanda says, “My role is to educate, advocate and be a team member on this journey. Doing my best is the standard and the result you strive for is the expectation!”

About Yolanda Ruswayi

Yolanda is a Senior Loan Officer, helping clients with all of their mortgage needs and goals! With Fast Pass programs for faster closings, free credit repair help and guidance, it has an in-house assistant, processor, underwriter and closer available to my clients after hours and on weekends.

Learn more: http://ourpreferredlender.com

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