The Naked Truth Part 1: Do Florida physicians have malpractice insurance?

West Palm Beach, (JusticeNewsFlash.com – Malpractice News) — What you should know about medical malpractice insurance laws in Florida.

Are you insured? This question always seems applicable to almost every area of our lives. It may even be the cause of untold anxiety. Auto insurance, homeowner’s insurance, renter’s insurance, life insurance, workers’ compensation insurance, disability insurance…long-term or short-term…mortgage insurance. The list goes on and on and the need to protect ourselves from the “what ifs” is ever present. These “what ifs” have given birth to a multi billion or maybe even trillion-dollar industry.

I have only just begun writing this article, and I already have a headache. We, as a nation, seem to have this perpetual need to protect ourselves from being wronged by another. We even have laws in various states which requires us to carry different types of insurance.

The major one. “The” insurance. You know what it is – Health Insurance. This one is always the hot topic of political, moral, ethical and legal debate. We run around like crazy trying to find a job with benefits (“Benefits” being the code for health insurance.) Some will even take an incredibly low paying job, “because I need health insurance.” If we lack this type of insurance, we lack the ability to obtain adequate care. I understand this philosophy. Some insurance is a must.

Yet with all of this worry about the “what if”, I was SHOCKED to discover that physicians in Florida are practicing NAKED! They are not required to carry medical malpractice insurance.

YES, THIS IS TRUE!!!

Take a moment and collect your thoughts. I was shocked myself. We have to pay for insurance and they don’t have to pay. I was so shocked, I kept asking the question, “How can that be? They have to carry insurance? Don’t they?”

By: Heather Ryan – View her profile

JusticeNewsFlash.com – Now Florida medical malpractice lawyers can become members

About the Author Justice Seeker

Heather L. Ryan, R.N., C.L.N.C- Heather Ryan is a Certified Legal Nurse Consultant with 15 years of experience in the health care industry. Her expertise in reviewing medical records and assisting lawyers with the determination as to whether legal action should be taken provides an invaluable asset to the newsroom. Medical-malpractice, products liability, personal injury and workers’ compensation are some of the recent areas of litigation Ms. Ryan has focused her efforts on. A member of the Florida Justice Association, Heather maintains a long list of certifications and credentials to support her areas of expertise and stays up-to-date with her clinical knowledge working as an emergency room/trauma nurse, at a Level 1, Adult/Pediatric trauma and teaching institution in South Florida.